Month: October 2018

Requirements to obtain the Financial Analysis Certification (CFA)

In the financial scenario, the role of financial analysts as executors of the best statistical valuation practices to prevent risks and give the best investment recommendations to their clients stands out. However, in such a competitive world, constant preparation is vital, and the Financial Analysis Certification Program CFAChartered Financial Analyst ) administered by the CFA Institute of the United States, is the highest standard of professionalization in this regard, and requires a series of ethical and professional requirements on the part of the applicants :

  1. The applicant must be a professional committed to their field of study and exercise
  2. Must possess a progressive personality that advocates innovation and constant learning
  3. It will be essential that you have a university degree
  4. You will need to approve the three levels of Certification by using CFA study material
  5. As well as verify at least four years of relevant professional experience in the field according to the guidelines stipulated by the CFA Institute
  6. You must be part of the local CFA Association
  7. And exercise according to the CFA code of ethics

Certification requires the approval of three exams focused on the study of tools and methods to improve investment practices, assess assets and establish strategies for the management of fixed income, variables or financial derivatives, among other topics.

Once endorsed by the CFA Institute , the professional acquires a superior curricular level in the sector, is part of a network of financial investors of global level, as well as a continuous training program in which the CFA Institute , in collaboration with the involved local entities, promote courses, conferences and work of specialization and constant updating.

Therefore, any professional involved in the financial field who seeks to develop optimally, should consider applying to the aforementioned program, but not before preparing in a relevant manner with a Diploma in preparation for the CFA level 1 exam. Designed to cover ten elementary topics in the specialization of financial analysts in the first level of the CFA through a teaching-learning methodology adaptable to the needs of students which in turn promotes self-taught techniques:

  • Professional and ethical standards

Global system of ethical and professional behavior in the field of investments.

  • Quantitative methods

Basic concepts of the methods and their diverse applications and formulas.

  • Economy

Analysis of supply and demand, study of market structures, business cycles, exchange rates, and currency flows and international trade.

  • Financial analysis and reports

Emphasis on international standards of the system of financial reports, global operations, debts and taxes.

  • Corporate finance

Focus on financial issues within organizations.

  • Portfolio management

Strategies for the successful management of financial portfolios.

  • Capital investment

Types of equity securities and measurements of the share portfolio.

  • Fixed rent

Topics on security in fixed income investment, as well as portfolio reference.

  • Derivatives

Theory about future markets and the current options for analysis and investment tasks.

  • Alternative investments

Real estate, private capital and basic products.

Top Online Brokers: TD Ameritrade, Fidelity, CapitalXp and Other

It’s very important to know the best online brokers. Today we’ll talk about the following ones: CapitalXp, Fidelity, and TD Ameritrade, Merrill Edge.

You can learn more about CapitalXp here. They offer the access to the most popular assets to provide the users with high return. There are more than 120 CFD instruments you can use for different types of trading and investments. They have a mobile app and webinars for the users.

TD Ameritrade is the best for traders. There is no minimum deposit and they work 24 hours per day during the weekdays. This is probably the most popular platform which also offers a wide selection of tools, a mobile app, support team, and education. The option trades are $6.95 + $0.75 per contract. The new users can trade for free for 2 months and even get up to $600.

Fidelity is better for investors. The minimum deposit here starts from $2.500. This company stands out by the customer experience. It’s very easy to use and all transactions are completely clear. In addition, they have one of the best research tools. Stock trades cost $4.95. The new users get up to 500 free trades which can be used within 2 years.

Merrill Edge offers the best rewards program. In addition, there is no minimum deposit. When you invest in the new account, you’ll get up to $600. The stock trades cost $6.95. This company is a part of Bank of America and is open for everybody. The Preferred Rewards program gives the investors 30 free trades per month if you have more than $50 000 on your account, and 100 free trades if you have more than $100 000 on your account. Moreover, this platform offers extra bonuses like cashback on your credit cards, priority customer service, etc.

Nowadays, trading is getting more popular. Even the average people start to invest little by little in order to get some passive income. The professionals can easily find the best traders, deals, etc. However, if you are a beginner, you should choose very carefully and learn at least the general information beforehand. Learn some trading terms to understand more about this business and then read on some trading platforms to make sure you understand them. When making a choice, read all the terms and keep in mind that there is always a risk involved.

Get a $ 400 loan before your next paycheck

Compulsory costs, unforeseen expenses, holidays or trips may require additional money, which the person did not plan to spend before. Payday loan may be needed by every person, especially if he has to wait a couple of weeks or a few days for his salary. If this happens, do not rush to break the piggy bank, or hand over valuables to the pawnshop. This article will tell what to do in such a situation, where to go, who to contact in order to receive money until next payday without nerves and wasting time.

Payday loan is a service not new and popular in many countries of the world. It dates back to the 19th century, when workers in factories and plants borrowed money until the payday in the USA. This was a common thing for them. The popularity of such non-bank loans at that time among workers is not accidental. Then it was very difficult to get a bank loan, but non-bank loans helped trouble-free. Over time, money before pay began to help office workers cope with unforeseen expenses until the next salary. Therefore, the spread of this type of loan around the world, and the growing popularity is natural. Since these companies put less stringent requirements on their borrowers, the percentage of positive decisions in non-banking financial organizations is much higher. This is not the only advantage over bank and pawnshop loans.

The payday loan service tries to be closer to the people, because it understands that there are unpredictable situations in life and everybody faces them quite often. Don’t you know where to look for support? Click here to get $400 loan. Cooperation with each client is based solely on trust, so everyone will be able to get payday without income certificates.

Working with $400 loans, you can save not only your finances, but also your precious time. Cooperation provides for a transparent interest rate, only correct calculations and a quick response to an order. In addition, you get rid of the constant paper red tape. In fact, 70% of the time when making a loan in the bank takes the preparation of certificates and necessary documents.

A loan until payday is fast, profitable and convenient. You can get money without leaving home. It is enough to execute the specified actions on the site for filing an application. The service guarantees the full safety of your confidential data. Remember that even if you are in a difficult situation, you can always find help!